Tuesday, November 25, 2008

Small Business Owner Health Insurance

Small Business Owner Health Insurance By Alison Cole

If you are a small business owner, it is wise to offer your employees some type of health insurance. Group health insurance is very helpful to employees, because we all know how expensive it is and how important it is to have. But to be able to get inexpensive health insurance, you have to enroll in a small business owner’s health insurance plan.

To have your business considered a small business, there should be a minimum of two permanent employees to a maximum of fifty. If for instance you have fifty-five employees among who five are freelance and part-time employees, then your business is still considered a small business.

The small business owner health insurance assists proprietors and owners in cases of health emergencies. Once insured, a small business owner can make use of the benefits listed under the health insurance. Often times, what the health insurance does for the small business owner is pay for any hospital, medical and professional fees incurred during hospitalization or check-ups due to illness.

However, for most employers and small business owners, the thought of getting health insurance own their own is still something to think about. It may be very useful if the insured is plagued by ailment